Your personal data will be used to process your order, support your experience throughout this website, and for other purposes described in our privacy policy.
Effective Date: Friday, 25th of July, 2025
Welcome to GrowthPal (https://growthpal.ng), owned and operated by GrowthPal Services LTD, a company duly registered with the Corporate Affairs Commission (CAC) in Nigeria.
By accessing or using our website, creating an account, purchasing a service, or engaging with our content, you agree to be bound by the following terms and conditions. If you do not agree to these terms, please do not use our website.
Ownership and Intellectual Property
“GrowthPal” and its logos are registered trademarks of GrowthPal Services LTD. All content on this website, including text, graphics, logos, icons, and images, is the property of GrowthPal or used with permission, and is protected under applicable copyright and intellectual property laws.
Occasionally, we may use logos or images that do not belong to us in featured blog images or other visuals. These are used strictly for illustrative or educational purposes and remain the intellectual property of their respective owners.
Eligibility
You must be 18 years of age or older to access or use our website or services. By using this site, you represent and warrant that you are at least 18 years old.
Account Creation and Security
Users may create an account on GrowthPal to access certain products or purchase our services. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. We reserve the right to suspend or terminate your account if any unauthorized or fraudulent activity is detected.
Permission for User Content
By submitting or posting any content on GrowthPal, including but not limited to blog comments, reviews, testimonials, or other user-generated content, you grant GrowthPal Services LTD a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable license to use, reproduce, modify, publish, translate, distribute, display, and sublicense such content in any media or platform, whether now known or developed in the future.
You represent and warrant that: You own or have the legal right to post the content, your content does not infringe on any third-party intellectual property or violate any laws, your content is not defamatory, misleading, abusive, or otherwise harmful.
We reserve the right to review, edit, or remove user content at our sole discretion without notice.
This permission allows us to promote your submitted content in ways such as displaying it on our website, using it in marketing materials, or incorporating it into other GrowthPal services.
Blog Comments and User Conduct
Our blog allows users to leave comments. We encourage constructive and respectful discussions. We reserve the right to moderate, edit, or delete any comment that is offensive, misleading, spammy, or in violation of our policies. You agree not to post or transmit content that is defamatory, obscene, harassing, or illegal.
Use of Our Services
GrowthPal offers a variety of services including digital advertising, eBooks and downloads, search engine optimisation, registrations on the Corporate Affairs Commission portal and trademark registrations, among others. All services are subject to their specific refund policies and disclaimers. We do not guarantee specific results, especially for services like digital advertising, which may be affected by many external factors.
Payment and Transactions
All prices listed on our site are in Nigerian Naira (₦) unless otherwise stated. Payment must be made in full before service delivery unless agreed otherwise.
GrowthPal uses WooCommerce as our e-commerce platform and Paystack as our secure payment gateway for processing online payments. All transactions are processed securely through Paystack. We do not store your debit/credit card details on our servers.
Limitation of Liability
GrowthPal shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our website or services. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites and encourage you to review their respective terms and privacy policies.
Modifications to the Terms
We reserve the right to update or modify these Terms of Service at any time without prior notice. Changes become effective once posted on this page. We encourage users to periodically review this page to stay informed.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
Contact Information
For questions or concerns about these terms, please contact us by filling the form on our Contact us page.
